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“The aftereffect of State Bans of Payday Lending on Consumer Credit Delinquencies.” Desai, Chintal A.; Elliehausen, Gregory. The Review that is quarterly of and Finance, 2016. doi: 10.1016/j.qref.2016.07.004.

“The aftereffect of State Bans of Payday Lending on Consumer Credit Delinquencies.” Desai, Chintal A.; Elliehausen, Gregory. The Review that is quarterly of and Finance, 2016. doi: 10.1016/j.qref.2016.07.004. Abstract: “The financial obligation trap theory implicates payday advances as a factor exacerbating customers’ monetary distress. Appropriately, restricting use of pay day…

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